WWW.MORTGAGESPEI.CA - Your online source for Canada best mortgage rates

Lori MacDonald || September 16, 2024

Federal government raises CMHC mortgage cap to $1.5M and expands 30-year amortizations for first-time buyers

Sep 16, 2024The federal government todayannouncedsome sweeping changes to Canada’s mortgage system in an effort to improve housing affordability and access.One of the key changes is the increase in...

Lori MacDonald || September 05, 2024

Switching your mortgage: Is it right for you?

When your mortgage term comes to an end, you may be faced with the question: should I stay with my current lender, or should I explore other options?This decision is often referred to as a "switch,"...

Lori MacDonald || August 08, 2024

Understanding the costs of buying, selling, and refinancing a home in Canada

When buying, selling or refinancing a home, closing costs are an inevitable part of the process.These costs can catch you by surprise if you’re not adequately prepared. Let’s demystify the closing...

Lori MacDonald || July 03, 2024

Understanding what impacts mortgage rates

Mortgage rates are frequently making headlines these days, especially now as they start to fall.But do you know what factors are influencing the mortgage rates you read about? What about the...