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Lori MacDonald || April 02, 2019

If you’re a first-time homebuyer, the recent federal budget announcement may help you get into your first home:

If you’re a first-time homebuyer, the recent federal budget announcement may help you get into your first home. The Federal government introduced two measures in their recent budget to address first...

Lori MacDonald || March 23, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Lori MacDonald || March 05, 2019

Budgeting for Home Ownership

Smart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don’t just end there. Planning in...

Lori MacDonald || February 05, 2019

Down Payment Options and Tax Credits for First Time Home Buyers

Purchasing a home is a big financial commitment. In addition to moving costs and closing costs, most home purchases require a down payment of at least 5% of the purchase price. This is the amount of...