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Lori MacDonald || November 14, 2017

What Is Your Best Rate?

The Days of simply quoting rates are over my Friends :Mortgage Rates. That seems to be a common trend these days. Everyone always talking about who has the best rate. What if I told you that rates...

Lori MacDonald || November 07, 2017

Don’t stress over the new mortgage “stress” test

As you probably know, the mortgage rules are changing once again, effective Jan.1, but if you’re looking to buy a home, the time to act is now.It’s expected that many federally-regulated lenders will...

Lori MacDonald || October 30, 2017

A time of great change

As you probably know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the...

Lori MacDonald || October 17, 2017

OSFI finalizes new mortgage rules, includes stress test for uninsured borrowers

Today, the Office of the Superintendent of Financial Institutions (OSFI) released revised guidelines for the mortgage industry, similar to the draft version released earlier this summer. These new...