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Lori MacDonald || February 04, 2025

A simple guide to fixed, variable, and adjustable-rate mortgages

With all eyes on mortgage rates the past couple years, choosing the right product can feel overwhelming, especially with so many options available.Whether you’re buying your first home or looking to...

Lori MacDonald || January 07, 2025

Charting the mortgage market: a 2024 recap and a look ahead to 2025

As we usher in the new year, I’d like to wish you and your loved ones a Happy New Year, filled with health, happiness, and prosperity.With 2024 behind us, let’s take a moment to reflect on the trends...

Lori MacDonald || November 05, 2024

The lowest rate isn't always the best rate: Here's why

When shopping for a mortgage, it’s easy to get drawn in by the lowest advertised rate. After all, who doesn’t want to save on interest?But there’s more to a mortgage than just the rate, and focusing...

Lori MacDonald || October 30, 2024

Bank of Canada’s fourth consecutive rate cut brings more relief to borrowers

The Bank of Canada delivered a 50-basis-point (bps) rate cut on Wednesday, bringing its policy rate to 3.75%, its lowest level in two years.This marks the fourth straight rate reduction, providing...