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Understanding mortgage down payments
For many homebuyers, the down payment is the biggest hurdle along the path to homeownership.This is especially true for first-time buyers, who often have to scrimp and save for years to come up with...
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Mortgage market snapshot: Majority of borrowers opted for variable rate mortgages in 2021
Variable mortgage rates were the product of choice for a majority of new borrowers in 2021 and into 2022, according to new data from the Canada Mortgage and Housing Corporation (CMHC).Over 53% of new...
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Be prepared when it comes to mortgage closing costs
When new homebuyers are shopping for their first home, they tend to focus on the number one expense: the down payment.But there’s a myriad of additional costs, all of which can add up and potentially...
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Your Mortgage Renewal Questions Answered
Many homeowners dread mortgage renewal time, especially when interest rates are rising as they are today.It means you’ll likely be resetting your mortgage at a higher rate, with higher monthly...
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